Waive Your School's Insurance

Note: For best results, please use your desktop or laptop computer. Student Center is not supported for mobile devices.

Welcome to the Waive Your School's Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan, and have the fee removed from their student account. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

Submitting a waiver, is as easy as 123! The first step to waive out of your school’s student insurance coverage is to verify that you are a “hard waiver” student.

2014 - 2015 School Year

Full Time Students

If you are a…

Full-time domestic Undergraduate Students taking 12 or more credit hours, all full time domestic Graduate students taking 9 or more credit hours and all full time students as defined by the the Student’s department. If this is you, then you would be considered a hard waiver student. Hard waiver students are required to have health insurance to attend Rutgers, The State University of New Jersey. You must complete an on-line waiver or enroll in the University’s policy, each semester.
Students who do not respond by the deadline, will be automatically enrolled in the Fall or Spring coverage and will be responsible to pay that semester’s premium.
  • Fall Waiver Deadline: 10/10/14
  • Spring/Summer Waiver Deadline: 2/6/15
  • Summer Waiver Deadline: 6/30/15 (For full time undergraduate students taking 6 or more credits and full time graduate students taking 6 or more credits in the summer term and accepted into Rutgers in the Fall 2013 semester)
After you verify that you are a hard waiver student and have other insurance, here’s what you will need:
  • Your current health insurance plan ID card;
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions.) There might be a few questions about your current plan.
Once you have completed the waiver form, an email will automatically be sent to the email address you provided.
IMPORTANT INFORMATION: Open Enrollment Periods for all Dependents and Students: If you have eligible Dependents in the fall or, are a student in the fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *October 10, 2014, your Dependents or you, will not be eligible to enroll again until the start of the spring/summer unless you experience a “Qualifying Life Event” during the year. A Qualifying Life Event includes marriage, divorce, birth of a child or loss of coverage through no fault of your own (i.e. aging off your parent’s coverage). If your Dependents or you, experience a “Qualifying Life Event”, you must submit proof of the event and enroll within 30days of the event, otherwise you will no longer be eligible to enroll for the remainder of the policy year.
*For new Dependents or new or renewing students in the spring semester, your open enrollment deadline is February 6, 2015.
*For new Dependents or new students in the summer semester, your open enrollment deadline is June 30, 2015.

International Students

International Student: All International students on a Rutgers University F1, F2, J1 or J2 visa sponsorship, are automatically billed for this insurance Plan at registration and will be enrolled unless proof of comparable coverage is provided.

Please contact the Center for International Faculty and Student Services to request an exemption from this insurance Plan.


If you have any questions about the waiver process, please call 800-505-4160 or

 We are always happy to help in anyway.