Waive Your School's Insurance

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Welcome to the Waive Your School's Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan, and have the fee removed from their student account. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

Submitting a waiver, is as easy as 123! The first step to waive out of your school’s student insurance coverage is to verify that you are a “hard waiver” student.
 

2013 - 2014 School Year

Full Time Students

If you are a…

Full-Time Student Undergraduate Student taking 12 or more credit hours, a Full-Time Graduate Student taking 9 or more credit hours, or full-time students as defined by the student’s department. If this is you, then you would be considered a hard waiver student. Hard waiver students are required to have health insurance to attend Rutgers, The State University of New Jersey. You must complete an on-line waiver or enroll in the University’s policy, each semester.
 
 
Students who do not respond by the deadline, will be automatically enrolled in the Fall or Spring coverage and will be responsible to pay that semester’s premium.
 
  • Fall Waiver Deadline: 9/16/13
  • Spring/Summer Waiver Deadline: 2/10/14
  • Summer Waiver Deadline: 6/30/14 (For full time undergraduate students taking 6 or more credits and full time graduate students taking 6 or more credits in the summer term and accepted into Rutgers in the Fall 2013 semester)
 
After you verify that you are a hard waiver student and have other insurance, here’s what you will need:
  • Your current health insurance plan ID card;
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions.) There might be a few questions about your current plan.
 
Once you have completed the waiver form, an email will automatically be sent to the email address you provided.
 
 
IMPORTANT INFORMATION: Open Enrollment Periods for all Dependents and Students: If you have eligible Dependents in the fall or, are a student in the fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *September 16, 2013, your Dependents or you, will not be eligible to enroll again until the start of the spring/summer unless you experience a “Qualifying Life Event” during the year. A Qualifying Life Event includes marriage, divorce, birth of a child or loss of coverage through no fault of your own(i.e. aging off your parent’s coverage). If your Dependents or you, experience a “Qualifying Life Event”, you must submit proof of the event and enroll within 30days of the event, otherwise you will no longer be eligible to enroll for the remainder of the policy year.
 
*For new Dependents or new or renewing students in the spring semester, your open enrollment deadline is February 10, 2014.
 
*For new Dependents or new students in the summer semester, your open enrollment deadline is June 30, 2014.
 
 
  
 
 

International Students

All International students on a Rutgers University F1, F2, J1, or J2 sponsorship, are automatically billed for this insurance Plan at registration and will be enrolled unless proof of comparable coverage is provided.

Please contact the Center for International Faculty and Student Services to request an exemption from this insurance Plan.
 


 

Summer Session 2014

 

 

Summer Students

For students who were enrolled in the Rutgers student insurance plan in the spring semester, the student insurance plan will continue until 8/14/14 and no action is required.

 
For Student that waived the Rutgers coverage in the spring, the waiver will still be in effective until 8/14/14 and no action is required.
 
Important Information: If you were eligible and did not enroll during the fall or spring open enrollment period, you will not be eligible to enroll for the Summer without experiencing a “Qualifying Life Event”. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Event”. After thirty days, you will no longer be eligible. Please click here for cost and more information:
CONTACT US

Third Term (Summer) Students

Newly admitted Full Time Domestic Summer Students starting their Masters coursework in the Rutgers Business School and the Master in Social Work Program are called Third Term students. (when enrolled for full time credits)   Third Term students are required to have health insurance to attend Rutgers, The State University of New Jersey. The insurance fee is put on your term bill and you must complete an on-line waiver or enroll in the University’s policy by the deadline. 

 


WAIVE NOW to start the waiver process.
 
 (Third Term Students only)
 
Summer Waiver Deadline: 6/30/14
Third Term Students who do not respond by the deadline, will be automatically enrolled in the Summer coverage and will be responsible to pay that semester’s premium.
 
 After you verify that you are a hard waiver student and have other insurance, here’s what you will need:
  • Your current health insurance plan ID card;
  • Your health insurance brochure or plan description (or you might want mom & dad’s phone number handy to help answer some of the waiver questions.) There might be a few questions about your current plan.
 
Once you have completed the waiver form, an email will automatically be sent to the email address you provided, notifying you of the waiver request decision. If you receive a:
  • Tentative Approval e-mail – your waiver was tentatively approved. You should print this e-mail and save it with your records.
  • Tentative Denial e-mail – your waiver was tentatively denied. Please see the secure e-mail that was sent to you for directions. 


 

 

International Students on a Rutgers sponsored visa

All International students on a Rutgers University F1, F2, J1, or J2 sponsorship are automatically billed for this insurance Plan at registration unless an exemption is requested. Please contact the Center for International Faculty and Student Services to request an exemption from this insurance Plan. All students in the PALS (Program American Language) and Visiting Scholars are enrolled and billed for this insurance, unless proof of comparable coverage is furnished.
 

 

If you have any questions about the waiver process, please call 800-505-4160 or

 We are always happy to help in anyway.